Terms Of Use

The 7 Asset Formula  ("The Website") is an product based website built by Money Tree Ventures LLC (www.moneytreeventuresllc.com). All of the terms and conditions from Money Tree Ventures are considered to also be in effect for the 7 Asset Formula unless overridden below. You can view a copy of the Money Tree Ventures Terms and Conditions by clicking this LINK https://moneytreeventuresllc.com/terms-of-use/

Specific overrides to the Money Tree Ventures Terms and Conditions are the following:

EFFECTIVE DATE: October 14, 2025

Overview

These terms of service (“Terms of Service”) are entered into between you and MTVNC ("Money Tree Ventures Holding Company"). The Terms of Service govern your access to and use of the 7 Asset Formula  website www.7AssetFormula.com  including any content, functionality, communication channels, software, and Services offered on or through it (the “Website”).

By using the Website, you agree to be bound and abide by these Terms of Service. Money Tree Ventures may terminate your ability to use the Website without notice if you do not comply with these Terms of Service. If you do not agree to these Terms of Service, you must not access or use the Website. You must be at least 18 years old to use the Website.

Your Use Of Communications Features of the Services

Money Tree Ventures is the provider of Services for your use, which may include certain communications features such as SMS, MMS, email, voice call capabilities and other methods. You agree that:      

You are exclusively responsible for all communications sent using the Services, including compliance with all laws governing those communications such as the Telephone Consumer Protection Act (“TCPA”) and the CAN-SPAM Act, and you agree that you understand and will comply with those laws.  You understand that your use of the Services may violate applicable laws if you do not comply with them. Money Tree Ventures is not responsible for your compliance with laws and does not represent that your use of the Services will comply with any laws. You should consult a lawyer for legal advice to ensure your communications comply with applicable law. The 7 Asset Formula website is a technology website communication service application provider only. Money Tree Ventures does not originate, send, or deliver any communications to any recipient via SMS, MMS, email, or other communication method; You, not Money Tree Ventures, are the maker or initiator of any communications. You control the message, timing, sending, fraud prevention, and call blocking. The Service is purely reactive and sends messages only as arranged and proscribed by you. All communications, whether, without limitation, SMS, MMS or email, are created by and initiated by you, whether generated by you or sent automatically via the Services at your direction. Any customer data provided to Money Tree Ventures  through any means, including without limitation, by inbound text, data imports, tablet sign-ins, API calls or manual entry, only includes data from individuals who have explicitly opted into your communications program and have explicitly agreed to receive your communications (whether by SMS, MMS, email, voice communication or other method) in accordance with applicable law, including without limitation the TCPA.

Payment

a. Fees. If you choose to purchase one or more of the Services provided on the Website, you agree to pay all fees (“Fees”) associated with the Services. Fees may change from time to time. All Fees are exclusive of any applicable communications service or telecommunication provider (e.g., carrier) fees or surcharges (collectively, “Communications Surcharges”). You will pay all Communications Surcharges associated with your use of the Services. Communications Surcharges will be shown as a separate line item on an invoice. Communications Surcharges are nonrefundable.

b. Any charges incurred by your purchase or use of the Services will be billed to the credit or debit card we have on file. In the event you sign up for a Service that is ongoing and incurs recurring charges (such as additional training or subscriptions), such charges will be billed in advance of Service. You agree to provide us with accurate and complete billing information, including valid credit or debit card information, your name, address, and telephone number, and to provide us with any changes in such information within 10 days of the change.

c. Taxes. You are exclusively responsible for taxes and other governmental assessments (“Taxes”) associated with your use of the Website, including all Taxes associated with the Services you order. Money Tree Ventures may collect Taxes from you as part of the Fees as it deems appropriate, and all Money Tree Ventures determinations regarding what Taxes to collect are final. Money Tree Ventures may recalculate and collect additional Taxes from you if it determines at any point that they are due. You will indemnify Money Tree Ventures for all Claims related to Taxes that are associated with your activities on the Website, including any Taxes related to your transactions with your Clients, as described in Section 22. Taxes, like all Fees, are nonrefundable.

d. Overdue Amounts. If, for any reason, your credit card company or bank declines or otherwise refuses to pay the amount owed for the Services you have purchased, you agree that we may suspend or terminate performance of Services or delivery of products and may require you to pay any overdue Fees and other amounts incurred (including any third-party chargeback fees or penalties) by other means acceptable to us. In the event legal action is necessary to collect on balances due, you agree to reimburse us for all expenses incurred to recover sums due, including attorney fees and other legal expenses.

e. Payment Disputes. You will notify us in writing within sixty (60) days of the date we bill you for any invoiced charges that you wish to dispute. You must pay all invoiced charges while the dispute is pending or you waive the right to pursue the dispute. Where you are disputing any fees, you must act reasonably and in good faith and cooperate diligently with us to resolve the dispute. All Money Tree Ventures determinations regarding your obligation to pay invoiced charges are final.

f. No Refunds. Except as described below, all Fees assessed by Money Tree Ventures  are non-refundable, and Money Tree Ventures does not provide Fee refunds or credits for partially used or unused portions of the program. If you sign up for the 7 Asset Formula program but do not attend the calls at the mutually agreed upon times, you are still responsible for all Fees during the term of the program. If Money Tree Ventures chooses at its sole discretion to issue a refund or credit in one instance, we are under no obligation to issue the same refund or credit in the future.

We reserve the right to issue refunds or credits at our sole discretion in the following situations:       

1. Where we materially modify these Terms of Service or Privacy Notice during a billing period and such modification adversely affects you, we may refund a portion of your program Fee equal to the remaining unused term, as we determine appropriate or as may be required by applicable law. To be eligible for a refund, you must provide written notice that (a) identifies your account and (b) requests cancellation of the specific Service. The cancellation will be effective upon our receipt of your notice and our determination that you are authorized to effect such cancellation. Please refer to the “Communications and Contact Information” section below on how to provide notice to us. ·    

2. Where a modification or interruption of Services adversely affects you and alternative remedies, as specified in these Terms of Service, are not available, we may refund a portion of your paid program Fee equal to the remaining unused term of the program, as we determine appropriate or as may be required by applicable law.

3. After 365 days (one calendar year) when you have attended all the scheduled coaching calls and implemented ALL of the recommended strategies and you have not seen any material gain as a result and can provide verifiable proof of such results, Money Tree Ventures will refund your fee payment in full within 60 days of the last day of the 365 day term.

Limited License And Prohibited Uses

Money Tree Ventures grants you a personal, royalty-free, non-assignable, revocable, and non-exclusive license to access and use the Website Content while using the Website. Except to make the Services available to you and your end users, as expressly permitted under these Terms of Service, any other use, including the reproduction, modification, distribution, transmission, republication, framing, display or performance of Website Content without prior permission of Money Tree Ventures is strictly prohibited. You may not remove any Marks or other proprietary notices, including, without limitation, attribution information, credits, and copyright notices that have been placed on or near the Website Content. You, your employees, and your end user clients (“Clients”) may use the Website only for lawful purposes and in accordance with these Terms of Service. You agree that you, your employees, and your Clients will not:

·   Use the Website or any Services in any way that violates any applicable law or regulation.

·   Use the Website or any Services for the purpose of exploiting, harming or attempting to exploit or harm anyone in any way.

·    Send, knowingly receive, upload, download, use, or re-use any material that does not comply with these Terms of Service.

·    Transmit, or procure the sending of, any unlawful advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.

·    Impersonate or attempt to impersonate Money Tree Ventures  or the 7 Asset Formula, a Money Tree Ventures or 7 Asset Formula employee, another user or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing).

·    Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website or any Services, or which, as determined by Money Tree Ventures  or 7 Asset Formula, may harm Money Tree Ventures  or 7 Asset Formula, or users of the Website or expose them to liability.

·    Use the Website or any Services in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party's use of the Website, including their ability to engage in real time activities through the Website.

·    Use any robot, spider or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.

·    Use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without Money Tree Ventures  or 7 Asset Formula’s prior written consent.

·    Use any device, software or routine that interferes with the proper working of the Website or any Services.

·    Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

·    Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, any server, computer, or database connected to the Website, or any Services.

·    Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.

·    Otherwise attempt to interfere with the proper working of the Website or any Services.

Customer/End User Conduct

In connection with your use of the Website or Services, you agree that:

·     You, your employees, agents, and Clients will maintain in effect all licenses, permissions, authorizations, consents, and permits necessary to carry out the obligations under these Terms of Service.

·     You are fully responsible for your actions and the actions of your employees, agents, and Clients with respect to use of the Website.

·     You, your employees, agents and Clients will not misrepresent the Services.

·     You will provide these Terms of Service to your employees, agents, and confirm that all employees, agents, understand that they are subject to these Terms of Service if they use or offer the Services.

·     You own or control all rights in and to all content you provide to Money Tree Ventures

·     You will be solely responsible for all of your use of the Website, including the quality and integrity of any data and other information made available to us by or for you through the use of the Services under these Terms of Service.

·     You have provided, and will continue to provide, adequate notices and have obtained, and will continue to obtain, the necessary permissions and consents to us for use and disclosure in accordance with these Terms of Service and our Privacy Notice.

·     You, and your employees, will provide reasonable cooperation regarding information requests from law enforcement, regulators, or telecommunication providers.

Training

Money Tree Ventures may offer training to you related to how to use various implementations related to the program. All training and associated information conveyed as part of it (“Training”) is as-is, with no warranty. You know your own situation, and you alone are responsible for how and whether you adopt any strategies learned through Training. Money Tree Ventures makes no guarantees that Training will produce any particular outcome, and Training may in rare cases be counterproductive depending on your situation.

Account Registration

To access portions of the Website or to register for or use the Services, you will be asked to provide registration details or other Information. It is a condition of your use of the Website that all Information you provide is complete, current, and accurate. All Information you provide to register with the Website, complete a transaction through the Website, or otherwise is governed by our Privacy Notice, and you consent to all actions 7 Asset Formula takes with respect to your Information consistent with our Privacy Notice.

Use and Protection of Login Credentials

You are responsible for maintaining the confidentiality of your user name and password (“Login Credentials”). You are responsible for all uses of your account and Login Credentials, whether or not authorized by you. You agree to notify Money Tree Ventures immediately of any unauthorized access to or use of your account or Login Credentials or any other breach of security. Money Tree Ventures reserves the right to disable your Login Credentials at any time in its sole discretion for any or no reason, including if, in Money Tree Ventures’ opinion, you have violated any provision of these Terms of Service. User accounts are non-transferable, and all users are obligated to take preventative measures to prohibit unauthorized users from accessing the Website with his or her password.

Links To Other Web Sites

Money Tree Ventures may provide links to external web sites for the convenience of Website users. The inclusion of an external link on this Website does not constitute or imply support or endorsement of any kind. 7 Asset Formula does not control those web sites, is not responsible for their content or function, and is not responsible for any loss or damage that may arise from your use of them. If you decide to access the third party sites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use and the privacy notice for such sites.

How to send Notices to Money Tree Ventures

All notices to a party shall be in writing and shall be made via email. Notices to Money Tree Ventures must be sent to the attention of John Logan at [email protected]. You agree to allow us to submit notices to you either through the email address you provided when registering, or to any address we have on record. Notices are effective on receipt.

Communications and Contact Information

Money Tree Ventures may contact you regarding these Terms of Use or the Privacy Notice using any Information you provide, or by any other means if you do not provide contact Information. If you no longer wish to receive communications from Money Tree Ventures , you can click on the “unsubscribe link” provided in such communications or contact us at [email protected]. When you enroll in the Program, you must designate a primary email address that will be used for receiving electronic communication related to these Terms of Use and the Service. Money Tree Ventures will never send you an email requesting confidential information such as account numbers, usernames, or passwords, and you should never respond to any email requesting such information. If you receive such an email purportedly from Money Tree Ventures, asking for confidential  information, do not respond to the email and immediately notify John Logan at Money Tree Ventures by emailing him at [email protected].

For all other feedback, comments, requests for technical support, and other communications relating to the Website, these Terms of Service, and the Privacy Notice, please contact us at [email protected].